What does a landlord pay for?
Last updated: October 13, 2026
Short answer
A landlord pays for keeping the rental in a safe, working and repaired condition, including the structure, plumbing, wiring and heating, and for any appliances and utilities the lease says are included in the rent. A tenant usually pays the rent, any utilities the lease makes the tenant's own, and the cost of damage the tenant or their guests cause. The lease decides who pays for utilities such as water, heat and electricity, and a landlord who supplies a service should not shut it off to push a tenant to pay.
Who pays for what
Every province covered here puts the repair and upkeep of the rental on the landlord, and expects the tenant to keep the unit reasonably clean and to pay for damage that goes beyond normal wear and tear. Utilities are different: the lease decides whether they are included in the rent or paid by the tenant.
- The landlord usually pays for repairs to the structure, plumbing, wiring and heating, repairs to appliances the landlord supplies, and the utilities the rent includes.
- The tenant usually pays for rent, utilities the lease makes the tenant's responsibility, damage the tenant or their guests cause, and tenant insurance where the lease asks for it. Manitoba's Residential Tenancies Branch says a landlord generally cannot insist on liability insurance. See is tenant insurance mandatory.
- Utilities are a lease question. Read the lease, or the "rent includes" boxes on the standard form in provinces that have one. For detail, see can a landlord charge for water and what a landlord needs to provide.
Our advice, not law: before you sign, ask in writing which utilities are included, and keep that answer with your lease.
Heat and hot water standards a landlord must meet
Where a landlord supplies heat and hot water, some provinces set a minimum standard. Where the table says no provincial figure found, the provincial rules we reviewed do not set one, and a municipal bylaw may apply.
| Province | Heat | Hot water |
|---|---|---|
| Alberta | At least 22°C where someone other than the occupant controls the heat | 46°C to 60°C at the fixture |
| British Columbia | No provincial figure found (municipal bylaws may apply) | No provincial figure found |
| Manitoba | At least 21°C from 7 a.m. to 11 p.m. and 18.3°C overnight | At least 43°C |
| Saskatchewan | No provincial figure found (some cities have bylaws) | No provincial figure found |
| Ontario | At least 20°C from September 1 to June 15 where the landlord provides heat (some municipal bylaws are stricter) | At least 43°C under the provincial maintenance standards (these apply where there is no municipal property standards bylaw) |
| New Brunswick | Only where a municipality has adopted the province's model maintenance code (21°C in the code) | Only where a municipality has adopted that code (44°C at any tap in the code) |
| Nova Scotia | Municipal only (for example Halifax) | Municipal only |
| Prince Edward Island | At least 65°F where the owner supplies heat | Hot and cold potable water must be supplied |
| Newfoundland and Labrador | No provincial figure found (provincial maintenance regulations apply only in listed municipalities and set no figure) | No provincial figure found |
See when a landlord has to turn on the heat for timing and what to do if the heat is off.
What a landlord pays for in each province
Alberta
Every Alberta tenancy comes with the landlord's promise that the unit meets the minimum housing and health standards. The government lists the landlord as usually responsible for the structure, plumbing, wiring, heating, air conditioning (if any) and appliances the landlord supplies. The owner must also keep electricity, water and heat supplied unless the lease makes a utility the tenant's sole responsibility.
The tenant must keep the unit reasonably clean, avoid significant damage and tell the landlord when something needs repair. We found no rule that requires or bans tenant insurance, so a lease can ask for it.
Alberta repairs and maintenance guide | Alberta tenant rights
British Columbia
A BC landlord must provide and maintain the rental so that it meets health, safety and housing standards required by law and is suitable for occupation. The tenant repairs damage they cause, but not normal wear and tear. A landlord must not end or restrict a service that is essential to the tenant's use of the unit as a home, such as heat or water. A non-essential service can be ended only with 30 days' written notice and a matching rent reduction.
A tenant who is responsible for a utility and does not pay it can have the unpaid amount treated as unpaid rent if more than 30 days pass after a written demand. A lease may add a term requiring tenant insurance.
Manitoba
In Manitoba the landlord must keep the unit and the property in good repair and keep vital services such as heat, water and electricity running. The tenant is responsible for damage they cause and for utilities the tenancy assigns to them. A utility company must notify the director before it cuts a service to a rental.
The Residential Tenancies Branch says a landlord generally cannot insist on liability insurance, though in some cases it may be reasonable.
Saskatchewan
A Saskatchewan landlord must keep the premises in a reasonable state of repair and meet health, safety and housing standards. Pest treatment is generally the landlord's cost unless the tenant caused the problem. Which utilities the tenant pays is set by the agreement, and a landlord cannot add a new or higher charge without the tenant's agreement or an order from the Office of Residential Tenancies.
We found no provincial rule on tenant insurance, and no provincial minimum temperature.
Ontario
An Ontario landlord must keep the unit and the building in a good state of repair and obey health, safety and housing standards. Vital services (water, fuel, electricity, gas and, from September 1 to June 15, heat) cannot be withheld, even if rent is overdue. A tenant can be asked to pay for utilities only if the lease says so, and a landlord can charge a tenant a share of a utility only in buildings of six or fewer units, with the tenant's written consent, adequate notice and a rent reduction.
A standard lease can ask for tenant liability insurance. The tenant pays for damage they cause beyond normal wear and tear.
New Brunswick
A New Brunswick landlord must keep the unit in a reasonable state of repair, and cannot deliberately interfere with heat, water or electricity. The lease can make the tenant reimburse the landlord for heat, water or power only when the rent does not include them. The government says a landlord may ask for proof of insurance as a condition of renting.
Minimum heat and hot water figures apply only where a municipality has adopted the province's minimum property standards code.
Nova Scotia
In Nova Scotia the lease form has "rent includes" boxes for services such as heat, water, electricity, appliances and garbage collection. A landlord who provides a service such as heat, water, electric power or garbage collection cannot stop providing it without proper notice of a rent increase or the Director's permission. The landlord is responsible for keeping the unit in a good state of repair, and the tenant pays for damage they cause.
We found no provincial law requiring tenant insurance, but the Renting Guide says a landlord may ask for it through the landlord's rules. The minimum temperature rules we found are municipal only, such as in Halifax.
Prince Edward Island
A PEI landlord must keep the unit in a good state of repair and supply the services the rental includes. Rental accommodation rules under the Public Health Act expect hot and cold potable water, and at least 65°F where the owner supplies heat.
If a tenant is responsible for a utility and does not pay it, the unpaid charge can be treated as unpaid rent one month after a written demand. We found no PEI rule on whether a tenant must carry insurance.
Newfoundland and Labrador
In Newfoundland and Labrador the statutory conditions in every lease put repair and upkeep on the landlord, and the Office says the landlord is responsible for insuring the rental unit and the landlord's own property. A utility charge paid to the landlord counts as rent. Tenant insurance is generally not an unreasonable requirement.
We found no provincial minimum temperature. Municipal occupancy and maintenance rules apply only in the municipalities that have adopted them.
Newfoundland and Labrador repairs guide | Newfoundland and Labrador utilities guide
Related questions
Who pays for water, the landlord or the tenant?
It depends on the lease. If rent includes water, the landlord pays. If the lease makes water the tenant's cost, the tenant pays, but in some provinces a landlord cannot add a new charge or raise one without the tenant's agreement. See can a landlord charge for water.
Does a landlord have to pay for heat and electricity?
Only when the lease includes them in the rent. A landlord who supplies heat must meet any provincial minimum, and several provinces bar a landlord from cutting off a service the tenancy includes. See the table above for the figures that exist.
Does the landlord pay for garbage?
We found no provincial rule on who pays for garbage collection. It is a lease question. Garbage collection can be listed as included in rent, for example on the Nova Scotia lease form, where a landlord cannot stop a service the rent included without proper notice of a rent increase or the Director's permission. In PEI the tenant must sort and dispose of garbage, compost and recycling properly. Where the lease is silent, ask the landlord in writing and keep the answer.
Who pays for an exterminator?
Usually the landlord, because keeping the unit fit for habitation includes pest control. Saskatchewan's government says treatment costs are generally the landlord's unless the tenant was at fault. Alberta puts a duty on the owner to keep the unit free of infestations, and the landlord can claim costs from a tenant shown to have caused it. In Manitoba the landlord can claim the cost of a second spray if the tenant did not prepare the unit, and in PEI the landlord may claim costs against the deposit if the landlord proves the tenant caused the problem. New Brunswick and Nova Scotia have no pest-specific rule in the tenancy Act, and in Newfoundland and Labrador the pest-free rule applies only in listed municipalities. See what to do if a landlord refuses repairs, and ask the tenancy office if the cause is disputed.
Can my landlord make me pay for repairs?
Only for damage you or your guests cause beyond normal wear and tear. A landlord cannot generally bill you for ordinary repairs to the structure, plumbing, wiring or heating. If the landlord asks, request the reason in writing.
What if my landlord does not pay the water or electric bill?
In Manitoba a utility must notify the director before cutting service to a rental. In Ontario, water, electricity and, from September 1 to June 15, heat are vital services, and a landlord whose own unpaid bill causes the cut-off is treated as having withheld the service. Contact your tenancy office quickly and keep your rent records.
Can a landlord charge me for cleaning?
A landlord can generally charge only for cleaning beyond normal wear and tear. See can a landlord charge for cleaning for the rules by province.
What do landlords pay tax on?
The tenancy rules we reviewed do not say what tax a landlord owes, so we do not state it here. A landlord's own taxes depend on the municipality and the landlord's situation. See landlord tax deductions in Canada and ask an accountant.
Does a landlord need insurance, and does a tenant?
We found no province that requires tenant insurance by law. In Newfoundland and Labrador the Office says the landlord is responsible for insuring the rental unit. Ontario's standard lease lets the two sides agree that the tenant carries liability insurance, but Manitoba's Residential Tenancies Branch says a landlord generally cannot insist on it. See can a landlord require tenant insurance.
Does a landlord have to pay a tenant to move out?
Only in some no-fault cases. BC says a tenant should receive one month's rent when a tenancy ends for demolition or conversion, Manitoba requires reasonable moving costs of up to $500 for a landlord's own-use notice, and Ontario requires three months' rent or another acceptable unit for a renovation notice in buildings of five or more units, where the tenant does not give notice that they want to return. See what to do if your landlord wants you to move out.
Can I refuse to pay rent if the landlord won't pay for repairs?
Not on your own. In the provinces covered here, holding back rent over repairs is not a lawful remedy and can lead to an eviction notice for non-payment. The set process is to apply to the tribunal or office. British Columbia does let a tenant deduct the cost of certain emergency repairs the landlord did not reimburse. See what to do if a landlord refuses repairs before holding back any rent.
What does utilities include when renting?
It includes whatever your lease says it includes, because there is no single list. In Ontario the Act defines utilities as heat, electricity and water, and the standard lease has boxes for whether the landlord or the tenant is responsible for each of them. In British Columbia the written agreement has to state which services and facilities are included in the rent, and in Alberta a landlord cannot start charging for a utility the agreement says is included.
SQRFT advice: before you sign, ask for the lease to name each utility and anything else you were promised, such as parking or laundry, and to say whether it is included or you pay for it. For the other provinces covered here, the lease is also the first place to look, and your province's tenancy office can confirm how it is read.
How much can a landlord charge for utilities, and can they keep the account in their name?
It depends on your lease, and we found no set dollar figure for what a landlord may charge. In Ontario, a landlord who already supplies a utility can pass part of its cost to you only in a building of six or fewer units, with your written consent, adequate notice and a rent reduction, and cannot use an eviction notice or tribunal application over an unpaid share. Ending a landlord's duty to supply electricity has its own written-consent route, and we found no Ontario rule on water sub-metering. In Alberta, a landlord cannot start charging for a utility mid-tenancy if the agreement says it is included, or is silent and the landlord has always paid it, and we found no provincial rule on how a landlord may split utility costs.
In British Columbia the Act sets no billing method: if your agreement makes you pay utilities and a bill stays unpaid 30 days after a written demand, the landlord may treat it as unpaid rent and give a 10-day notice. A term making you put a utility in your name for a unit you do not live in is likely unconscionable, according to the province's policy guideline. In Ontario, Alberta and British Columbia we found no rule that bars a landlord from keeping the account in their own name and billing you under the lease, so get the arrangement in writing (SQRFT advice) and ask your province's tenancy office if the bill does not look right.
Can a landlord charge you for having an air conditioner?
In Ontario, since July 1, 2026, a tenant may install a window or portable air conditioner where the landlord does not supply air conditioning, unless the landlord is allowed to prohibit it under the Act. You must give the landlord written notice first, cause no damage, install it safely and follow municipal by-laws, and the landlord may enter on 24 hours' notice to inspect it. If the landlord pays for your electricity, a seasonal rent increase for the air conditioner is allowed and is exempt from the usual 90-day notice and 12-month rules. We have not reviewed the section that sets how much that increase can be, so check with the Landlord and Tenant Board before agreeing to one.
Air conditioning is not a vital service in Ontario, so the vital service rules do not by themselves require a landlord to supply it. We did not review a rule on air conditioners in the other provinces covered here, so check your lease and your province's tenancy office.
Government sources
- Government of Alberta: Common problems for landlords and tenants
- Alberta: Minimum housing and health standards
- Government of BC: Repairs and maintenance
- Manitoba Residential Tenancies Branch: Responsibilities of landlords and tenants
- Government of Saskatchewan: Requesting repairs
- Ontario Residential Tenancies Act, 2006
- New Brunswick Residential Tenancies Act
- PEI Rental Office: FAQs
- Newfoundland and Labrador Residential Tenancies Act
General information, not legal advice. Rules change; check your province's tenancy office before acting.
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